Review / Analyze Plan Documents
- Ensure compliance of existing plan documents
- Revise and/or implement Investment Policy Statement*
- Establish plan goals and objectives
- Comprehensive Annual Plan review Customize Plan Options
- Plan design analysis, including Safe Harbor, Cross-Tested, Age Weighted and /or Roth 401k (after tax contribution, tax free distribution) plans
Improve Outcomes
- On-site, customized employee enrollment and education based on plan metrics and needs
- Stress-free, hands-on guidance to help employees with their financial goals and needs
- Set up automatic enrollment and saving rates escalations
- Dedicated plan advisor to assist with investment allocation and other financial wellness topics
- Comprehensive Financial Planning, College Education Planning and College Financial Aid Planning assistance
Reduce Liability and Hassle
- Fiduciary protection from personal liability for the correct management of the retirement plan
- Reduce liability associated with selecting plan’s investments, a 3(21) Fiduciary offers you and your plan another layer of protection and due diligence.
- 3(38) or 3(16) Fiduciary options available to almost completely eliminate fiduciary obligations
- Minimize internal duties and stress by reducing the complexities of plan administration
Ongoing Monitoring
- Prudently select and monitor 401k plan investments
- Continually review plan funds and performance to ensure relevance
- Perpetuate cost-effectiveness of the plan
- Manage for long-term investment growth to promote future income, increased morale and financial wellness prior to retirement
- Actively listen to your needs and examine every approach to help you reduce costs without compromising the quality of your benefits program
